Think prepaid cards are too expensive? Use these tips on how to get no fee or low fee reloadable credit cards and gain access to all the money management tools that are meant to make your life easier.
You might need to pull out your magnifying glass and dig into the fine print, but most cards offer ways for you to save money on the fees for various transactions.
I know, who on earth has the time to read all of the fine print for every card, account, and loan we have? Don’t get me started on the account change notifications that come through, too.
Not reading those materials can make you an unhappy customer.
Reading the fine print in the fee schedule before you apply will keep you from being an unsatisfied customer later.
Reading the fine print lets you make an educated decision about which card you choose.
Reading the fine print will let you turn a reloadable credit card with a list of fees into a no fee or low fee card you can really use.
For example, the Account Now Visa is a reloadable credit card with a lot of free services but the first thing you see if you view the fees and pricing on their website is that the card has a $9.95 activation fee.
Exactly how is that a free reloadable credit card?
Read the fine print in the fee schedule more closely and it says:
Free w/recurring direct deposit
Setting your account up with direct deposit takes care of the activation fee. Makes it ZERO. Makes it FREE.
Here are all the other free services they offer:
- Adding money
- Card purchases in the US
- Transferring money from card to card
- Managing your account online
- Online Bill Pay
- Deposit and cell phone alerts
And that gets you one free reloadable credit card with a whole lot of service.
Check out the Account Now Visa today.
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