Reloadable credit cards work much like a checking account except rather than using checks to draw against the amount you have on deposit, you use a Visa or Mastercard branded card.
You deposit your money with the financial institution who has given you the card and then use the card to pay for things at any location that takes Visa or Mastercard. The amount of any purchases you make is deducted from the amount you have on deposit.
You can reload the card with more money at any time. Many banks and card companies offer a number of ways in which you can reload your credit card:
